(Stefon Walters) Investing doesn’t have to be hard. In fact, it shouldn’t be hard — it should be rewarding. Luckily, there are things you can do to become a smarter investor that don’t require you to work harder. Here are three methods you can use to invest smarter, not harder. Image source: Getty Images. 1….
Category: Personal Finance
Is It Really Safe to Invest Right Now? | Smart Change: Personal Finance
(Katee Brockman) As stock prices tumble, it can be a nerve-wracking time to be an investor. the S&P 500 has fallen by nearly 16% since the beginning of the year, inching its way toward bear market territory. Some experts believe the market will fall even further before it begins to recover, and watching…
Social Security: Here’s the Income You Need to Earn the Max Benefit | Smart Change: Personal Finance
(Katee Brockman) There are many factors that go into calculating your Social Security benefit amount, but your income throughout your career is perhaps the most important. Your earnings will determine your basic benefit amount, or the amount you’ll receive if you file for Social Security at your full retirement age (FRA). The more you earn,…
Governors say financial education should extend beyond school years
Student Olivia Raymond participates in a personal finance course in her middle school class in West Orange, New Jersey, in February 2020. CNBC Pursuing financial literacy is something that should continue beyond traditional school years, according to several state governors. “We think it’s a lifelong experience,” New Jersey Gov. Phil Murphy told CNBC’s Sharon Epperson…
Invest Smarter, Not Harder With These 3 Methods | Smart Change: Personal Finance
(Stefon Walters) Investing doesn’t have to be hard. In fact, it shouldn’t be hard — it should be rewarding. Luckily, there are things you can do to become a smarter investor that don’t require you to work harder. Here are three methods you can use to invest smarter, not harder. Image source: Getty Images. 1….
Parents can’t be only ones to teach our children about finance
monkeybusinessimages | istock | Getty Images Some people oppose school-based financial education because they believe teaching kids about money is the parents’ responsibility ― and frankly, it should be. But what about the kids whose parents or guardians don’t have the personal finance skills or experience to adequately instruct their children? Where can they go…
Today’s Mortgage, Refinance Rates: May 18, 2022
The dramatic growth mortgage rates have been seen over the past few months appears to be weakening. Rates are slightly lower today than they have been in recent weeks, and are now hovering just over 5%. It’s possible we’ve reached a peak. In its May forecast, the Mortgage Bankers Association predicted that the average 30-year…
5 Stocks That Moved the Market in April | Smart Change: Personal Finance
(RyanDownie) Investors took another beating in April with major stock indexes losing trillions in value. the S&P 500 fell nearly 9%, while the Nasdaq Composite plunged more than 13%. Corporate earnings reports, fears of an upcoming recession, rising interest rates, and inflation all played major roles for last month’s winners and losers. Here are some…
Apps to Make Taxes Easier Next Year | tax
Taxpayers gave a collective sign of relief after the April tax deadline passed. Another year of scrambling to gather receipts and calculate expenses is over. However, the tax season doesn’t have to be a mad dash to collect tax documents. Instead of waiting until next spring to get organized, start now. Mobile apps make it…
Hockey Star’s Viral Twitter Rant Targets Wealth Management
Chris Pronger spent 20 years in the NHL and became a measuring stick for other defensemen. He won the Hart Trophy as league MVP in 2000, the first defenseman since Bobby Orr almost three decades earlier. He was big, skilled, and also not a pushover, collecting over 1,600 penalty minutes. After some years in front…